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Repayment
Plan Considerations
Before
deciding which debt consolidation / credit
counseling agency to use, you should ask
yourself the following questions:
- How much do I have to owe to use your services?
- How do you determine the amount of my payment? What happens if this is
more than I can afford?
- How does your debt repayment plan work? How will I know my creditors have
received payments? Is client money put in a separate account from operating funds?
- How often can I get status reports on my accounts? Can I get access to my
accounts online or by phone?
- Can you get my creditors to lower or eliminate interest and finance
charges or waive late fees?
- Is a debt repayment plan my only option?
What if I can’t maintain the agreed-upon plan?
What debts will be excluded from the debt repayment plan?
Will you help me plan for payment of these debts?
Who will help me if I have problems with my accounts or creditors?
How secure is the information I provide to you?
Credit Counseling & Debt
Consolidation
All rights reserved. 2003 to present.
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